Ratebeat.com is a comparison service operating independently. This advertising disclosure lists our policies which govern the use of information and terms advertised on or through this website.
Mortgage and insurance terms and interest rates mentioned on this website are from one or multiple lenders with whom Rate Beat will try to match you in order to provide the particular service or product you are looking for. These disclosures are updated and current, signified through the indicated date.
Rate Beat does not act as a lender during any transaction. It does not even make loans or loan commitments. Participating lenders are responsible for every credit decision, which might include loan approval, as well as the conditional terms and rates being offered to you. These offers can vary depending upon various factors, like loan request you make, your financial situation and even by criteria set by lenders that match your request. Therefore, not every user might qualify for advertised terms and loans.
You might not be able to match with lender for a specific conditional offer and Rate Beat does not assure that you will receive a conditional offer by any lender. Rate Beat solely arranges for various loan offers, using its vast network comprising of different nonaffiliated lenders.
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Figure: 7 TAC §80.200(b)
“consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the texas department of savings and mortgage lending, 2601 north lamar, suite 201, austin, texas 78705. complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. a toll-free consumer hotline is available at 1-877-276-5550. the department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. a written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. for more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.”